What if food is here, but money is not? More people now buy food and pay later. “Pay later” means paying over time. This is now used for daily food.

Imagine a mother in a food store. She needs bread, milk, and eggs. Her pay comes next week. So, she takes the food home today. Then she pays small parts later.

But here is the hard part. Next week, she needs food again. The old bill is still there.

Pay later can help today. But it can make tomorrow harder. The food is gone. The bill is not.