Today, let’s talk about the cost of becoming an adult. A new Deloitte survey, published on May 13, 2026, asked 22,595 Gen Z and millennial people in 44 countries about work, money, and life plans. The big message is simple. Many young adults are not following the old timeline anymore. They want stable lives first. Then they will think about bigger steps. (deloitte.com)
For Gen Z, money is a major reason. Deloitte says cost of living is their top concern for the fifth year in a row. More than half of Gen Z, 55%, say they have delayed major life decisions because of their financial situation. These decisions include marriage, starting a family, starting a business, or continuing education. Housing is also a big problem. Sixty-nine percent of Gen Z say housing availability or housing cost affects their career choices and where they can work. So, when we talk about the “cost of adulthood,” it is not only about buying things. It is also about when people feel ready to study more, marry, or build a family. (deloitte.com)
The survey also shows something important. Gen Z still has hope. Even with money stress, 53% expect their personal finances to improve in the next year. At work, many are also choosing slower, safer growth. Only 25% prefer fast promotions, and just 6% say leadership is their main career goal. Stress, burnout, and work-life balance matter a lot. In other words, Gen Z is not lazy or unmotivated. Many are simply trying to become adults in a world where adulthood costs more. (deloitte.com)










