Have you seen “pay later” at checkout?

It means buy now, pay another day.

Mika is at a supermarket.

She buys milk, bread, and eggs.

At the screen, she sees “pay later.”

She has little money today.

So, she chooses it.

The food goes home with her.

But the cost does not go away.

Later, a bill comes to her app.

Sometimes, there is an extra fee.

Mika checks the total and payment day.

Then she pays on time.

Pay later can help today.

But remember: later still means pay.